Defacto
SERVICES
Website
Motion Video
Photo
3D
KEY FACT
€1.8B annual financing capacity
CREDITS
Defacto is Europe's leading API-first B2B lending platform, giving SMBs instant access to working capital. Founded in 2021, the company has deployed over €600 million in financing to 10,000+ businesses across eight countries. Backed by Northzone, Citi, and Headline, Defacto is licensed by the ACPR and partners with platforms like Qonto, Pennylane, and Malt to embed financing directly into existing business workflows.
